In this presentation Jay shares three pieces of advice from her father that have proven to be the most empowering words of financial wisdom. Participants will learn about controlling spending habits, defining long-term financial goals, understanding their personal spending and saving patterns, planning and saving for the things they really want, and living beneath their means as a way of life. Most of all participants will walk away from this workshop with easy to implement strategies that will empower them to create a lifestyle of wealth building that will guide them to financial independence. Jay's expertise comes from personal experiences that involved many failures and triumphs. It is Jay's mission to help young people understand simple strategies for building wealth. It is so simple yet most people are not doing it. I can teach it because I did it.