This seminar provides a thorough understanding of various types of health insurance, including disability and long term care insurance. Designs for both individual and group clients will be explained. Fee-for-service medical plans are contrasted with pre-paid plans. Managed care and network plans are explained as is the classic indemnity plan. Once the participant is familiar with the different types of medical insurance, we take a look at the current Medicare plans and why seniors might be interested in purchasing Medicare Supplement Plans or switching to Medicare Adavantage. Disability insurance may be needed during/after medical treatment. Terminology and the disability claims process is explained. Long Term Care is similar to Disability insurance in several ways. Similarities and distinctions are covered in this course.