Nick Preddice is an engaging, humorous, passionate and sometimes intense speaker and motivator. His unique, true stories provide insights to help us to understand money as it relates to our life journey, and the financial promises we make along the way. Those promises—to our children, to our parents, to our spouses, to friends, to charities are our dreams and goals. We promise our children a good education. We promise ourselves time to enjoy our children, and grandchildren. Spouses promise each other their own home, or to later in life,finally see new places, experience new adventures. We promise the eventual quiet time for loved ones without work schedules. Nick Preddice’s gift is his ability to turn financial planning into everyday practical behavior that will help you to keep those promises. Our dreams and goals are precious, yet we procrastinate and close our eyes to what it will take to experience them. Today’s world does make it hard to embrace delayed gratification for future dreams;and we love to blame the economy or politics as we throw away the budget plan. “The problem is rarely the economy or who is president. It is who is sitting in our chair.” says Nick, “and that is a good thing, since we cannot change the economy or our leaders easily- but we can change us in a moment. With humor, passion and financial savvy, Nick gets to the core of: Why we procrastinate Why we save “Saving” until it's too late Why we don’t like to talk about our money, so we don’t get the advice we need. Why we love to blame outside factors, instead of the true culprit-us! He navigates his listeners through the maze of financial theories, news jargon and products and brings them to a clearing, with specific, simple but powerful tools that will change their financial behavior for life. He brings them to Promises Kept.